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The late 1990s and early 2000s witnessed the dot-com boom, a period characterized by the rapid growth of internet-based compan  What is Health Insurance? Health insurance is a type of insurance that covers the cost of medical and surgical expenses incurred by the policyholder. It is a contract between the insurance provider and the policyholder, where the insurer agrees to pay for specified medical expenses in exchange for a premium paid by the policyholder. Types of Health Insurance 1. Individual Health Insurance: This type of insurance is purchased by an individual or family directly from an insurance company. 2. Group Health Insurance: Offered by employers to their employees, this type of insurance covers a group of people. 3. Medicare: A government-sponsored program for people aged 65 and older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant). 4. Medicaid: A joint federal and state p...